Bartie Musa Commentary: Babylonians are increasingly becoming broke. The consumer is tapped out, credit cards have hit their limit. Auto Loans, Mortgages, and even student loans are taking their toll on the financial health of the average Babylonian. On top of that everything has becoming increasingly more expensive due to inflation. What is the average Broke Babylonian to do? In comes the latest debt bondage scheme…buy now pay later.
Seemingly out of nowhere these “pay in 4” offers have sprung up on every website since the pandemic. Retailers know the consumer is tapped out and thus the emergence of Buy Now Pay Later. However even BNPL is becoming so over utilized and the Babylonians so broke they are even using it to finance their essentials like groceries at this point!
This is a major sign that Yahawah bahasham Yahawashi day after day is tightening the judgement around Babylon, it’s only a matter of time before the house of cards falls down. The people literally cannot afford it any longer…let’s get into the analysis.
ANIMA FRAMEWORK: ROOTED IN YAHAWAH’S TRUTH
BUY NOW, PAY LATER — THE DIGITAL DEBT SNARE OF BABYLON
ANIMA FRAMEWORK ANALYSIS
🔥 ANIMA FRAMEWORK ANALYSIS: BNPL — BABYLON’S DIGITAL YOKE AND THE SEDATION OF ZION 🔥
📜 Proverbs 22:7 – “The rich ruleth over the poor, and the borrower is servant to the lender.”
📜 Habakkuk 2:6 – “Woe to him that increaseth that which is not his! how long? and to him that ladeth himself with thick clay!”
🩸 WHAT IS THIS REALLY?
“Buy Now, Pay Later” (BNPL) services—led by Klarna, Affirm, Afterpay, and others—are not innovations. They are rebranded yokes, digital chains placed upon the necks of consumers too broke to survive Babylon’s inflation, yet too entranced by comfort and consumption to confront the truth.
This is not about payment flexibility. This is about the evidence of collapse.
The people are so desperate they are now financing food, toilet paper, and fast fashion. They’re mortgaging mascara. They’re putting festival tickets on four-part debt chains. They’re gambling tomorrow’s wages to afford yesterday’s pleasures.
This is not economic evolution. This is spiritual rot, made trackable through apps.
🔻 THE NEW ECONOMY: DEBT FOR GROCERIES
📌 25% of BNPL users are now using these loans for groceries.
📌 Among Gen Z, 1 in 3 has used BNPL to buy food.
📌 41% of all users have missed payments, triggering fees and penalties.
📌 62% wrongly believe timely BNPL payments improve credit—they do not.
When you are financing your dinner, you are no longer operating in life—you are surviving through delusion.
BNPL isn’t helping the poor eat. It’s helping Babylon profit off hunger.
🧠 PSYCHOLOGICAL DULLING THROUGH DIGITAL CONVENIENCE
These systems are engineered dopamine traps. Klarna, Affirm, and Afterpay operate more like social media slot machines than financial tools. They use aesthetic colors, push notifications, AI-driven UX, and reward loops to detach the user from consequence.
📌 Checkout feels like a swipe, not a transaction.
📌 No cash exchanged. No reflection. Only illusion.
📌 Every “Pay in 4” button is a seduction: take now, worry later.
BNPL trains the soul to reject patience. It reprograms the mind to say yes before discernment even awakens.
🏚️ A NATION TOO BROKE TO PAY IN FULL
📌 33% of users say they rely on BNPL to bridge the gap between paychecks.
📌 23% are juggling 3 or more BNPL loans at once.
📌 60% of Coachella 2025 ticket buyers used BNPL to attend—a luxury concert financed like a necessity.
📌 Clothing, furniture, tech, and beauty products are the top BNPL purchases—not investments, not needs.
This is not finance. This is theatrics over scarcity. Babylon is running out of real power, so it pushes its citizens into micro-debt illusions to prop up demand.
BNPL is proof that the population cannot afford the system it lives in.
⚰️ THE DEBT-CONSUMPTION DEATH LOOP
Klarna doesn’t want you to buy less. Affirm doesn’t want you to plan. Afterpay doesn’t want you to save.
They want you addicted to the idea of having.
The system no longer needs you healthy—it needs you hungry. It needs you indebted. It needs you chasing the next item while drowning in payments for the last.
📌 Every “Buy Now” is a spiritual micro-suicide—because every “Pay Later” is a delayed judgment.
🧬 DEBT AS AN ENERGY DRAIN
The soul recognizes debt. Whether you admit it or not, the act of taking what you cannot pay for today causes energetic stress:
- Cortisol levels rise with debt notifications.
- Sleep patterns degrade in users juggling multiple BNPL accounts.
- Users report higher rates of anxiety, avoidance, and buyer’s remorse.
- Those defaulting on BNPL payments feel “ashamed,” “foggy,” and “out of control.”
This is not finance—it’s soul taxation. And Klarna is the collector.
🐏 THE HOPEFUL ELECT MUST SEE THIS FOR WHAT IT IS
BNPL is not “optional.” It is everywhere. Amazon offers it. Walmart offers it. Every app, every store, every temptation is now partnered with a four-part payment scheme.
Why?
Because Babylon knows its people are broke.
The house is burning, and the people are financing new curtains.
📌 The American consumer has no savings. No margin. No patience.
📌 And instead of repenting, they’re doubling down on consumption through micro-loans.
📌 BNPL is not a solution—it’s a smokescreen. The whole economy is being painted as solvent by a population living in fake liquidity.
🧠 THE DELUSION OF UPLIFT THROUGH DEBT
62% of users believe that timely BNPL payments help their credit.
They do not.
These services often do not report to credit bureaus, meaning the user assumes progress but accrues phantom debt—financial obligations that don’t build them but still break them.
📌 You’re in debt… and it’s not even helping you escape future debt.
📌 You’re serving the system, and the system isn’t even keeping score.
📌 You are the borrower, and you will remain the borrower—not the lender.
BNPL is the perfect Babylonian contract—one that makes the people feel free while chaining their next breath.
⚖️ FINAL VERDICT — BNPL IS A MIRROR OF A COLLAPSING SOCIETY
📜 Lamentations 5:4 – “We have drunken our water for money; our wood is sold unto us.”
They’re not just selling you goods. They’re selling time you haven’t earned, money you haven’t made, and freedom you’ll never taste.
BNPL is not an economic aid—it is evidence that the economy no longer works.
It proves:
- Babylon is broke.
- The people are sedated.
- The lenders are feeding on the last ounces of desperation before collapse.
BNPL is not for the wealthy. BNPL is for the terminally tired.
It is for the last days of empire, when people will do anything to feel like life still moves.
🚨 THE ELECT MUST NOT ENVY THIS SYSTEM
📜 Proverbs 3:31 – “Envy thou not the oppressor, and choose none of his ways.”
Klarna is not your salvation. Affirm is not your provision. Afterpay is not your shepherd.
BNPL is Esau’s system, and it was never built to sustain Zion.
If the nations must split payments on peanut butter… what does that tell you about the time we are in?
All praises to Yahawah bahasham Yahawashi.
Shalawam to the hopeful elect.
Bartie Musa Commentary: Esau Edom’s monopoly money is increasingly becoming worthless and thus you need more and more of it to buy basic goods. I went and got a haircut the other day and it was an astonishing 55$! It would not surprise me if BNPL was going to become a thing for haircuts even. Babylon is on an unsustainable trajectory, and this is before Eagle King Trump’s tariffs and trade war has really settled in.
It’s not looking good for Babylon, but for the hopeful elect of Yahawah bahasham Yahawashi our hope and trust is in the kingdom to come, not this one. We are buying NOW into Yahawah bahasham Yahawashi, and later LORD willing we will receive our reward (salvation). The 2/3 rebellious Israelites who BUY NOW into Babylon’s society, will pay later with the lake of fire. It is time to reject Babylon and its endless debt schemes, control your consumption, pay down your debt, and remain rooted and grounded in Yahawah bahasham Yahawashi. Amen.
